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24th Sep 2018 - Not sure how leasing works and need to speak to a human? Technology not working for you? Call us and we will guide and hand hold you through the whole process from quotation to delivery using our 28 yrs leasing expertise. Trust what our customers say and not us - take a look at our testimonials page to see more.
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Testimonials

When the time came to change my car I wondered if I could afford a Jaguar? I visited two local dealers to have a look, get some idea of price and maybe arrange a test drive. Before I left the house my wife said 'make sure you get a red one, I like red'.

The first dealer said they didn?t have red in stock, they quoted £1500 deposit plus £484 per month on a Personal Lease for the basic model. I visited another dealer who had the Racing Red R Sport Black Special Edition ex demo in stock. The best deal they could do on that model was over £700 per month but offered a better deal on new one at £1500 deposit and £499.66 per month.

I called Stacey and she came back to me with exactly the car I wanted. I couldn?t believe it when she quoted over £110 per month cheaper than the dealer.

The application process was simple, Stacey took care of everything and the car turned up exactly when I wanted. To say I am happy is an understatement. If anyone is thinking of changing their car and looking at new or nearly new you should consider leasing and speak to Stacey.

Tony Pomphrett - Essex

Howletts were not quite the cheapest deal out there, but the benefit of having a face to deal with, who will almost certainly be there when you next call, rather than a voice on the phone anywhere, is in my view worth a bit extra. They have continued to keep in touch 6 months after I took out my lease and are very keen to make sure I am happy. Will be going back there again next time I lease..

D Howells, Bury St Edmunds

I have been using Howlett Leasing to provide personal finance for several of my cars for nearly ten years. The service I have received has been second to none and they have always produced the most cost-effective deals when compared to competitors. I have just recently purchased a brand new vehicle, which Howlett Leasing were also able to source for me at a massive discount. I would not hesitate to recommend them to anyone involved in the sourcing and finance for new cars.

Mr A Rimmer STL Ltd, Sudbury, Suffolk

Over the past ten years Howlett's have arranged the supply and finance for 10 of our company cars and three commercial vehicles. You have provided a first class personal service, always listening to our needs and doing your utmost to deliver those requirements.

I have no hesitation in recommending Howlett Leasing.

S Burgess, Lonsdale Metal Co Ltd, London

I am delighted with my new car. Everyone at Howlett Leasing have gone the extra mile to make my experience positive. They are knowledgeable about their subject, efficient in their operations and first class with their customer service.

James Davey, Sales Masters Guild, Suffol

Coming up to my next vehicle renewal. I would not hesitate to use Stacey again.

David Blundell, Colchester

The car is fantastic! Your customer service was excellent from start to finish and everything was made really hassle free and easy. I get regular updates of my payments and information regarding the car. I wouldn't hesitate to recommend Howlett Leasing to anyone looking to lease!

Jessica Kidby, Berkshire

Delighted with my new car and thank you to Stacey who organised it all for me in her usual patient and efficient way.

Eric Britt, Cambs

Howlett Leasing supplied me with my work van and the service Stacey gave me out of this world! Not only did she give me the best price out of all the quotes, the service was by far the best! I won't shop around next time and waste my time, I'll go straight to Howlett Leasing!

Limelight Design, Bury St Edmunds

I couldn't be happier with the service that I have received from Howlett Leasing. Stacey made the process of getting the car exciting and so simple. She was able to get me an excellent price for exactly what I needed and kept me updated throughout the whole process. Excellent service and I would definitely recommended.

Serena Yearwood

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Petrol or diesel: which fuel is the better choice for your next car?

A question of growing importance, so we are here to help you pick a winner for your driving style.  Leaving Electric Vehicles to autonomously wander the roads for a bit, the debate of whether to buy a diesel or petrol car is still a tough one to answer.

There are benefits to both, but when buying a new car it can be difficult as manufacturers have reduced much of the deficit, in terms of economy, between petrol and diesel engines. This guide is here to help  weigh up the positive and negatives of petrol versus diesel, so you can pick the right car to buy. It doesn’t matter if it is the new family wagon, company car, or a B road warrior, below you will find all you need to know to help make your mind up between an oil-burner and unleaded engine unit.

 We should however, acknowledge the elephant in the room before going any further. Diesel has, in recent times, had a bit of a kicking in terms of its environmental impact. What’s more,there is the potential for diesel cars to be phased out from our roads in the next few decades. However, we've covered these new issues here, too, so you can make a judgement call on which is the right fuel for you.

The guide below helps match your driving style to either a petrol or diesel car.  You can then use this to help you decide whether to purchase a petrol or diesel-engined car next time you come to buy.

Performance Diesel engines used to be noisy, smelly and generally unrefined. That’s far from the case today, and while some may get clattery when revved hard, or rattle at idle - especially when it's cold - it’s rarely enough of an issue to be a deal-breaker. Modern cars usually have a fair amount of sound deadening around the engine bay to help mask engine noise, so even if a new diesel car sounds a bit gruff from the outside, it's likely the occupants will hardly be aware of the noise.

The biggest difference in driving character between a petrol and a diesel engine is that diesels tend to rev lower, because they deliver their torque earlier in the rev range. This power band is usually relatively narrow when compared to a petrol engine, too, but as there's plenty of torque on offer, a diesel is highly flexible even in higher gears – so you may not need to change down to overtake on a motorway.

Petrol engines tend to need to be revved higher in order to extract maximum performance. However, with many manufacturers now switching to turbocharged engines, this is less of an issue as engineers are designing these units with the turbo spooling up at low revs, and thereby replicating somewhat the torquey power delivery of a diesel. The lazy flexibility of a diesel is well suited to motorway cruising, but given sufficient reserves of torque and power, many modern diesels have all the performance they need to out muscle a petrol equivalent on a British B road too. With so much of their effort delivered at low revs, they’re generally superior for heavy loads and towing duties as well.

However, as we mentioned, the latest generation of turbo petrol engines are closing the gap on this kind of power delivery, so shouldn't be ruled out entirely. The performance diesel is an intriguing addition to the sports car ranks. The closest you can get to this is either fast versions of SUVs, or there are a few diesel hot hatchbacks on offer as well.  But, when you compare them to their petrol equivalents, it's clear that the performance diesel still has a little way to go to match its petrol bretherin in performance figures alone. Take the Ford Focus ST, for example. The ST with the 185PS TDCi diesel manages 0-62mph in 8.1 seconds, but the 250PS EcoBoost petrol is clearly faster, taking 6.5 seconds to hit 0-62mph. The difference is in economy, where the diesel has a claimed average of 67.3mpg, while the petrol manages 41.5mpg. If that's your thing, then go for the TDCi, but you pay a £1,200 premium for the diesel, and if fuel savings are your chief concern, then why are you looking at an ST diesel in the first place?

Purchase price and residual values. 

Manufacturers have invested huge amounts of development cash into diesel engines in recent years, and most experts would agree they tend to feature technology that’s more expensive to replace than their petrol equivalents. High-pressure diesel components like fuel pumps and common rail injector systems are much more expensive to engineer than simpler petrol equivalents, and this is factored into the purchase price. On average a modest family car with a diesel engine will cost around £1,500 more to buy than its petrol-engined sister model, and as a rough rule of thumb will be worth around £750 to £1,000 more when it comes to reselling it (assuming a typical ownership cycle of three years and 30,000 miles).

Running costs

Petrol is usually a little cheaper than diesel at the pumps, but diesel engines are generally more efficient than petrol by a considerably higher margin. That means a diesel model will almost certainly be cheaper to keep filled up, even if you only do an average mileage. Motoring experts have calculated that a supermini-sized car will only save around £250 in fuel costs over three years if you average 10,000 miles annually. Move up to a family sized hatchback like a Ford Focus or a VW Golf and the savings increase to nearer £500, while if you pick a medium sized SUV like the Nissan Qashqai the diesel saving could be closer to £900.

Clearly, given the price differentials involved, it makes most sense to pick a diesel if you’re driving significantly more miles than the average 10k per year, and especially if you’re doing it in a larger than average car. If your mileage is only average, the cost of buying and selling tends to even things out, and there’s usually no financial advantage in buying the pricier diesel. This unlikelihood of making fuel savings with a diesel becomes even more significant if you’re shopping for a used car outside of its warranty period, as you’ll also have the prospect of more expensive diesel repairs. The latest diesel technology doesn’t come cheap, and faulty fuel pumps, injectors and particulate filters are all potential expenses that petrol car owners don’t have to face.

Emissions and the environment.

The environmental impact of diesel engines has been called into question in recent months. When lawmakers, in their wisdom, decided to impose car tax structures based on CO2 emissions, it was clearly a move that favoured diesel engines. CO2 is linked to global warming, and while diesel cars emit less of it than petrol cars, the waters have become rather muddied in recent years with the Volkswagen ‘diesel gate’ scandal and its ripple-effect.

Diesels are good on CO2, but they produce lots of other nasties like nitrous oxides (NOx), hydrocarbons and particulates that are linked to asthma and other respiratory conditions. Many experts now consider the CO2-based tax system to have been ill-considered and there's a push for tighter controls on the exhaust emissions that diesel cars produce more of. In the US where controls on NOx and particulates in exhaust emissions are tighter, diesel cars made up only 3 per cent of total sales in 2014, whereas more than half of the cars sold in the UK had diesel engines.

One advantage that diesel has given up is its Road Tax savings. A restructure in April 2017 saw the CO2-based road tax bands that owners were subject to dropped in favour of a three-tier approach that sees only zero-emissions electric vehicles costing less than £40,000 paying zero road tax. Diesels now pay the same rate as petrol cars, whether it's £140 for cars that cost less than £40k, or £450 for ones above that threshold. Today, there's a distinct move away from diesel as a power source for new cars, as buyers turn to petrol, while company car buyers are starting to embrace the tax benefits of plug-in petrol-electric hybrid models, too. • Company car tax guide 2016: all you need to know Petrol or diesel?

The Verdict

Many drivers love the mid-range flexibility and pulling power that a diesel car delivers. They also feel smug during their rarer visits to the filling station, even if a new or used diesel is unlikely to make sense on a purely economic basis unless it's driven considerably more miles than the UK annual average. Enthusiast 'purists' enjoy the smoother, free-revving nature of a petrol engine while everyone else will enjoy the refinement and avoid the extra costs of all the extra tech that diesels need to make them clean and efficient. The reality is that legislation is starting to put diesel out of favour, although if you're spending more on a car, the financial penalties aren't quite as harsh as they are for small cars.

The answer in the great petrol vs diesel debate was that it depended on how you used your car and what you wanted from it. Now, it's not quite as clear-cut. Each fuel type still has its strengths and weaknesses while there are good and bad engines on both sides of the fence, too, but at this early stage it remains to be seen if diesel will be legislated against to discourage sales in the future. At the moment your best bet is to weigh up the pros and cons above according to how you use your car and use the Auto Express reviews to make sure that whatever car you buy is a good one, plus taking into account the monthly leasing costs, whilst keeping an eye on potential changes to legislation in the future.

Article featured in Auto Express, 15th September 2017.


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Posted on 16th November 2017 at 12:40 PM

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